Everyone wants to have a secure future. With the services that we have available at Dickson Insurance, Inc., we can help you address your future. Our services include: Retirement Planning 401K Plans IRA Estate Planning College Funding Plan

PERSONAL FINANCIAL PLANNING Family Financial Planning Addresses: General financial planning Asset allocation, where should your money be invested in order to meet my goals How much should I be investing per month or per year to meet my goals? Insurance, do I need it, if so which type and how much Should I refinance my home? Will, do I need one? Retirement Planning Addresses: How much will I need to retire, and still enjoy the lifestyle I want? How long will my money last? What should my money be invested in before I retire, and how should it be invested after retirement? Are my accounts registered property so they will transfer to my loved ones without confusion or delay? Do I really need Long-term care insurance? Do I need a will or trust or both? Education Funding Addresses: How much will I need to save to pay for 4 years of college? What's the maximum I can save per year? What are my investment options for college? How will the money taxed? How do my assets affect student loans? BUSINESS FINANCIAL PLANNING Business Retirement Plans: Would a retirement plan benefit my business and me? I so, which plan would benefit my business the most? What's the maximum I can contribute to my retirement plan per year? Do I have to contribute for my employees? Can my employees contribute? How much will it cost me to have a retirement plan? Financial Planning For Business Owners Addresses: The special needs, different goals and different challenges that business owners face Division of resources that takes place between business expansion and personal investment Comprehensive planning to combine personal and business financial planning to assure that your business plan and your personal plans are working toward your ultimate goals Financial Education Workshops Are Designed To: Inform employees as to the options they have available Answer questions they have concerning financial planning issues Encourage employees to get involved in their financial lives, to not procrastinate and to take action As non commercial in nature, and are provided at not cost to employers and employees Represent no specific product or service Workshop Subjects Include: Retirement planning Education funding Money management Women & Money Asset allocation Tax law changes And many more Click here to receive more information about financial planning!

6960 Market Street • Suite 109 • Boardman, OH 44512 Phone: 330-965-7600 • Toll Free: 1-800-242-5542 • Fax: 330-965-7601 E-mail: dicksoninsurance@mail.com  ©2004 Dickson Insurance, Inc. All rights reserved.